Features How It Works Who We Are Book a Demo

Build, Underwrite, and Sell Insurance Products — Without Writing a Line of Code

ProductBuilder gives insurers and MGAs a complete digital platform to design quote forms, configure underwriting rules, and go live with customer-facing portals — in hours.

Launch new products in days, not months. Fully configurable. Fully auditable. Built for enterprise scale.

Policy Administration Dashboard Visual Rules Engine AI Form Builder
AI-assisted build experience

From Conversation to Live Product in Minutes

Purpose-built AI agents, powered by leading foundation models, build your product through natural conversation. Describe your product in plain English — the AI designs your quote form, sets up conditional logic, and configures your pricing structure. No technical knowledge required.

Conversational Product Design

Tell the AI what you need: "I want a public liability product for trade businesses with turnover-based pricing". It builds the form, fields, and validation rules.

Intelligent Conditional Logic

The AI understands insurance workflows. It sets up field dependencies, show/hide rules, and validation — so your form adapts to each customer's answers.

AI Builds, You Refine

Review and fine-tune everything the AI creates. Add rate tables, adjust rules, upload reference data. Full control, zero coding.

Got Existing Scheme Files?

No problem. Our team can ingest your existing scheme files and create equivalent ProductBuilder rules, rate tables, and form structures automatically.

Transparent by Design

AI powers the build phase — never the underwriting decision. Every pricing rule, referral trigger, and decline condition is set by you and runs deterministically. No black-box AI in your rating engine.

Replace your legacy stack

Replace Spreadsheet Pricing, IT Backlogs, and Fragmented Workflows

Insurance product delivery is still too often held together by spreadsheets, email chains, PDF wordings, and slow-moving IT release cycles. ProductBuilder replaces disconnected tooling with one configurable platform.

Typical legacy process

  • Pricing logic spread across spreadsheets, code, and manual handoffs
  • Slow product changes because every update waits for engineering time
  • Quote journeys, documents, and admin workflows split across multiple tools
  • Limited auditability around how products behave in production

With ProductBuilder

  • Product, pricing, underwriting, and operational logic managed in one place
  • Business users can update forms, rules, tables, and outputs without code
  • Branded quote, bind, and policy workflows delivered through one platform
  • Clear execution history and structured governance across product changes
Platform overview

The Complete Insurance Product Lifecycle
One Platform, Role-Based Access

Design, underwrite, quote, bind, and administer — from product creation to policy management, all without code.

Design Quote Forms Visually

Drag and drop form fields, set validation rules, and publish customer-facing quote journeys. Supports express quotes for quick pricing and full submissions for binding.

Drag & Drop AI-Assisted Express + Full Quote
Quote Form Designer 3 fields
Business Name Text Input
Acme Ltd
Industry Sector Dropdown
Cover Type Radio Group
Basic Premium
Rules Overview
productbuilder360.com/admin/builder/rules
Rules
45 Rules Configured
All Pricing Underwriting Validation
PPrL Base Premium
Calculates base public & products liability premium from rate table
Pricing Priority: 100
293 exec · 96.2%
Demo & Tuition Loading
Applies loading when demonstration or tuition activities are declared
Pricing Priority: 200
187 exec · 34.8%
Employers Liability Premium
Calculates EL premium based on waged and unwaged employee counts
Pricing Priority: 300
293 exec · 88.4%
Spec Stock Premium
Adds specialist stock cover premium when stock value exceeds threshold
Underwriting Priority: 400
293 exec · 22.1%
Northern Ireland Auto-Loading
Applies automatic 15% loading for Northern Ireland postcodes (BT)
Pricing Priority: 500
293 exec · 8.7%
Minimum Premium
Enforces minimum premium floor of £350 across all product lines
Validation Priority: 900
293 exec · 12.6%
Visual Rule Builder
productbuilder360.com/admin/builder/rules/edit
Edit Rule: PPrL Base Premium
Rule Name
PPrL Base Premium
Type
Pricing ▼
Priority
100
AND
Main trade type
is not empty
Cover type
not equals
exhibition
Set Rate from Table
Public & Products Liability Base Rates
Dimensions (form field → rate table column)
pprl_band pprlBand
turnover turnoverBand
pl_cover loiLevel
Component: Public Liability

Rules Engine — The Brain of Your Product

Rules reference your rate tables and reference data to calculate premiums, apply loadings, trigger referrals, and add endorsements. This is where everything connects — the brain of your product. Every rule fires in real-time with a full audit trail. The AI agent can help draft your rules from a plain-English description of your underwriting logic.

Visual Rule Builder 20+ Action Types Full Execution Audit

Rate Tables — Your Actuarial Rates, Structured

Upload your actuarial tables as CSV or Excel files — or let the platform map directly from your existing scheme files. Multi-dimensional rate tables with range matching, per-unit calculations, and full import/export support. Rate tables hold your pricing rates (e.g. premium per £100 of sum insured by trade type) and feed directly into the rules engine.

CSV & Excel Import Range Matching Per-Unit Pricing
Trade Band Min Revenue Max Revenue Rate (%)
Low Risk 0 250,000 0.35
Low Risk 250,001 1,000,000 0.42
Medium Risk 0 250,000 0.58
Medium Risk 250,001 1,000,000 0.71
High Risk 0 250,000 0.95
trade_rates_2026.csv uploaded
Quote
Payment
Policy
Documents
Auto-bind on payment
PDF generation
Referral routing

Quote to Bind in One Workflow

Manage the complete lifecycle from quote submission through to bound policy. Process payments with Stripe, PayPal, Google Pay, and Apple Pay — with more options coming. Design custom PDF templates for certificates, schedules, and policy wordings with our built-in template builder — map form fields directly to your document placeholders and generate polished documents automatically.

Stripe + PayPal + Apple Pay + Google Pay Custom PDF Template Builder Activity Timeline

Your Brand, Your Domain

Each client gets their own branded portal with custom colours, logos, and subdomain. On our Enterprise plan, use your own domain — your customers will never know we're behind it. Customers get quotes, view policies, and manage their account — all under your brand.

Custom Branding Customer Self-Service Per-Subdomain Isolation Custom Domain (Enterprise)
craftcover.productbuilder360.com
tradeguard.productbuilder360.com
CSV
Post
Band
Risk
SW1
A
Low
EC2
C
High
M1
B
Med
Lookup Result
Band A — Low Risk
Postcode: SW1A 1AA

Reference Data — The Foundation of Your Pricing

Reference data is different from rate tables — it holds your lookup datasets like trade codes, postcode classifications, hazard bands, and SIC codes. Rules use reference data to classify risk and determine which rate tables apply. Rate tables hold the actual pricing rates. Reference data is shared across products, so you upload once and reuse everywhere.

CSV & Excel Import Cross-Product Sharing Rule-Integrated Lookups

Governance, Audit & Integration Readiness

Maintain structured control over how products behave in production. Every rule execution is traceable, every quote shows exactly which rules fired and why, and role-based access ensures the right people have the right controls. Built with enterprise integration requirements in mind.

Rule Execution Traceability Role-Based Access Enterprise-Ready
Auto-generated customer portal

Your Product. Your Brand. A Complete Customer Portal — Automatically.

Every product you build automatically generates a fully branded customer portal. Quote journeys, payment, policy management, documents, mid-term adjustments, and account management — all out of the box, zero development required.

Multi-step quote form with Express/Full toggle

Multi-Step Quote Journey

Branded quote form with Express/Full toggle, multi-step wizard, conditional logic, and field validation — generated from your form builder configuration.

Quote result with premium breakdown

Instant Quote Results

Premium displayed with full breakdown, policy documents ready to download, and Buy Now / Amend Quote actions — all in real-time.

Customer policy list

Policy Dashboard

Customers log in to view all their policies, track status, access documents, and request new quotes — self-service from day one.

Policy details with Amend Policy button

Policy Details & Mid-Term Adjustments

Full policy details, cover periods, documents tab, and one-click mid-term adjustments — customers can amend their own policies online.

Go live faster

Go Live in Four Steps

From first login to customer-facing quotes — here's how fast you can move.

1

Describe Your Product

Tell our AI agent what you want to build. Describe your product in plain English — coverage types, rating factors, underwriting rules. The AI creates your first working draft.

2

Refine & Configure

Review the AI's output. Fine-tune form fields, upload rate tables from CSV or Excel, adjust rules and reference data. Everything is visual — no code.

3

Brand & Publish

Upload your logo, set your colours, configure your subdomain. Use our tools to build PDF templates for policy documents and certificates. Hit publish.

4

Quote, Bind & Administer

Customers get instant quotes, pay online, and receive policy documents automatically. Manage the full policy lifecycle from your admin dashboard.

Why ProductBuilder

Why Teams Choose ProductBuilder

AI-Powered

Describe the product you want in plain English. Our purpose-built AI agents generate your form schema, field logic, and pricing structure. Iterate from there.

Hours, Not Months

Launch a new insurance product in hours. No IT tickets, no deployment cycles, no waiting.

Complete Audit Trail

Every rule execution is logged. Every quote shows exactly which rules fired and why.

Scale Without Limits

Enterprise infrastructure designed to handle tens of millions of records without breaking a sweat.

Payments Built In

Accept payments with Stripe, PayPal, Apple Pay, and Google Pay — with more options coming. Track status, handle multi-payment policies, reconcile automatically.

Comprehensive Testing

Built-in quote tester for easy visual validation of rule changes and their impact. See exactly how your pricing logic behaves before going live.

Security & credibility

Built by Insurance Technology Specialists

ProductBuilder is built by DevEire — a 15-year-old enterprise software company with Fortune 500 clients and live deployments across the insurance, automotive, and public sector industries. We understand the regulatory, operational, and technical challenges of bringing insurance products to market.

ISO 27001

Information Security Management

ISO 27017

Cloud Security Controls

ISO 27701

Privacy Information Management

Ready to Build Your First Product?

Get started with a personalised demo. We'll show you how to build a working insurance product in under 30 minutes.